Vývoj finanční dostupnosti nájemního a vlastnického bydlení v průběhu hospodářské transformace v České republice (1991–2003)

The aim of the article is an analysis of changes affecting the financial affordability of rental and owner-occupies housing over the course of the economic transformation in the Czech Republic. To evaluate housing affordability the authors used housing expenditure-to-income ratios. The authors particularly note the huge differences in affordability ratios between households living in the so-called ´privileged´ and households living in the ´unprivileged´ housing market sectors.